Billing Warning Signs Of Identity Theft

Signs of identity theft can come in different forms

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"Having your good name tarnished" is an old adage about losing pride. Today, having your name tarnished can also mean financial ruin, so learn the ways of identity theft. Red flags warning of identity theft can come in the form of bank statements, investment statements and credit reports that don't add up, but there are other signs of trouble to look out for.

The first sign of identity theft could be a change in your billing cycle. When your bills stop arriving on schedule, you need to find out why. Contrary to popular belief, not all the criminals working to steal your name and money use online identity theft. You need to be concerned when there's a change in your billing cycle.

Find out what's going on. Call the credit card company, the gas company and all the other companies whose bills are late. Keep in mind that bills are never sent out late. You should always be sure of your billing dates to lessen the possibility of identity theft victimization.

Contact the post office. You should let them know you feel you might have been the victim of identity theft through stolen mail. Offer a list of missing bills and let them know when the bill should have arrived at the post office.

In today's society, it pays to monitor your bills and statements. Now that consumers have the option of banking online, it's easier to keep an eye on anything irregular to see the immediate effects of online theft.

A more serious sign of identity theft could involve having your credit denied for a large purchase. The best way to minimize fallout from such theft is to review your credit card and bank statements monthly and to check your credit report at least annually.

A more obvious sign of identity theft occurs with credit cards. Often, victims start getting statements for a credit card they didn't even know they had. There are charges on the card, too. If this is your situation, you've become the victim of identity theft. Place a fraud alert on your credit report right away. Next, complete a fraud affidavit and send it to the company that sent you the bill.

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Identity Theft News:

A Town That Shreds Together . (WallStreet Journal via Yahoo! Finance)
Many local governments, corporations and small businesses are partnering with mobile-shredding companies to host neighborhood get-togethers...

Vehicle crimes increase during summer months (The Potpourri)
Every five-and-a-half minutes, a car is stolen in Texas, and every two-and-a-half minutes, a vehicle is burglarized for contents or parts...

Business Wire - IdentityTruth Helps Families Prevent Identity Theft While on Summer Vacation
June 23, 2009 -- Tips for Preventing Exploitation During the Busy Travel Season WALTHAM, Mass. -- IdentityTruth, the leading provider of a...

Computer Hackers Offer Free Advice on Twitter
According to the National Crime Prevention Center, 10 million Americans a year fall victim to identity theft, and over 40% of all teenagers with Internet access have reported being bullied online during the past year...

Market Wire - Computer Hackers Offer Free Advice on Twitter.com
June 2, 2009 -- According to the National Crime PreventionCenter, 10 million Americans a year fall victim to identity theft, and over40% of all teenagers with...

Chamber to host ID theft seminar (Savannah Morning News)
SPRINGFIELD - The Effingham County Chamber of Commerce will host an identity theft prevention seminar next week...

Today's Tip On Identity Theft

But how do these prospective thieves get the goods on you? What techniques do they use to gather the kind of personal information that will make you a victim of identity theft? According to the experts who fight against identity theft, all criminals need is a pair of gloves and a flashlight. Thieves root through garbage to get the information they want -- and their habits have been nicknamed "Dumpster Diving" by those trying to prevent identity theft. Make sure that when you throw out your trash, all people can find in your garbage are scraps of food -- and not your personal information.

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